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Insurance >Title Insurance for Owners

If you finance your home, the lender will require you to purchase title insurance for the amount of your mortgage. You will be given the option of increasing the coverage to include your equity in the property. The owner's coverage fee is a one-time charge that protects your equity in your new home, including its appreciated value. Most experts agree that the additional coverage is a good idea.

Before your sale is finalized, the title company will inspect the public records and confirm the sellers' ownership of the property. They will look for any liens that may have been filed against the property, and that must be paid off before it can be sold. Even the most careful search, however, cannot guarantee that there was not an error at some point in the transfer of title during the chain of ownership. Title insurance is one of those things you will probably never need, but if you do, you will be very glad you have it!

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Q	What price range is considered upscale or high-end in residential real estate?
A	The price range varies depending on the local market, but upscale homes are in the top 10% of an MLS area's annual home sales.
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The Hudson Team, REALTORŽ, real estate agents and broker for Blacksburg and Christiansburg Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

The Hudson Team
Long & Foster Realtors
TheHudsonTeam.us
1111A North Main St.
Blacksburg, VA 24060
Office: 540-961-9317
Toll Free: 888-641-7343
Fax: 540-961-1346
Cell: 540-320-5498
The Hudson Team are Realtors extraordinaire...the NUMBER1EXPERTS for Blacksburg and Christiansburg. They LOVE what they do! For the past four years they have earned the Platinum and Diamond Awards from the New River Valley Association of REALTORS. In 1997 Amy was named the "Sales Person of the Year" for the entire New River Valley. They are Long and Fosters Agents for the Year for 1997, 1998, 1999, 2000 and 2001.

* The data relating to real estate on this website comes in part from the Broker Reciprocity/IDX (Internet Data Exchange) Program of the New River Valley Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Long & Foster REALTORSR are marked with the Broker Reciprocity logo (IDX) and detailed information about them includes the name of the listing broker.

Please contact our team with questions:

Amy Hudson, Associate Broker, ABR, GRI, CRS: Amy@TheHudsonTeam.us
Jennifer Sowers, REALTOR, ABR, GRI: Jennifer@TheHudsonTeam.us
Mike Albert, REALTOR: Mike@TheHudsonTeam.us
Carol Lidgard, REALTOR, ABR: Carol@TheHudsonTeam.us
Genia Pack, Closing Coordinator: Genia@TheHudsonTeam.us
Matt Hicks, REALTOR, ABR Matt@TheHudsonTeam.us

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